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LOAN TYPES

CONVENTIONAL LOAN

A conventional loan is any mortgage loan that is not insured or guaranteed by the government.

VA LOAN

A VA loan is a mortgage loan available through the U.S. Department of Veterans Affairs for service members, veterans, and their surviving spouses.

ADJUSTABLE-RATE MORTGAGE

An adjustable-rate mortgage (ARM) is a home loan with a variable interest rate. With an ARM, the initial interest rate is fixed for a period of time.

HOMECASH

by Home Capital America.

 

We purchase the home for you with our cash if you are unable to get a mortgage. You buy the home from us when your mortgage is ready.

JUMBO LOAN

A jumbo loan, also known as a jumbo mortgage, is a type of financing that exceeds the limits set by the Federal Housing Finance Agency.

USDA LOAN

A USDA home loan is a zero down payment mortgage for eligible rural homebuyers. USDA loans are issued through the USDA loan program.

NICHE PRODUCTS

Alternative Lending Solutions

PHYSICIAN'S LOAN

These loans have special terms, rates, and structures that make borrowing money for a home purchase easier for doctors.

FHA LOAN

A Federal Housing Administration (FHA) loan is a mortgage that is insured by the FHA and issued by a bank or other approved lender.

FIXED-RATE MORTGAGE

Fixed-rate mortgage refers to a home loan that has a fixed interest rate for the entire term of the loan.

 DAP CALHFA

Downpayment Assistance Program by California Housing Finance Agency.

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